Tag: companies

  • When High Tech Companies Are Good Stocks to Invest In

    When there is a recession, the economy dwindles, there are thousands of job losses and real estate sales fall.  An investor trading stock during a recession will soon become distrustful of improvement, doubting what good stocks to invest in are and will begin to sell their stock shares.  During these times stocks in companies specializing in non-essential or technical items is a scary investment for many traders.

    Shares in Technology

    Instead of the high tech shares, they often switch to stocks in companies who endorse food products and/or health services.  Are these good stocks to invest in right now?  Many investors will answer with a definite yes because these are public services that will always be in demand.  Dividend paying stocks during this time need to completely researched, to avoid overpaying for shares.  Good stocks to invest in 2010 were health services and these stocks continue to be in demand, but can be found at decent prices.

    Rock Bottom Prices

    Researching what are good stocks to invest in requires looking for companies that do not have negative news regarding their business.  When the shares hit rock bottom prices and the negative data from the company subsides, then buy shares in the company.  In the majority of scenarios, if a company has negative reports and a drop in stock prices, they will most likely have a reverse in trends.

    Spread the Wealth

    Finding good stocks to invest in, means to diversify your portfolio.  If you focus on primarily one niche of investments, you are taking a risk for lose.  Whereas if you have stocks in various arenas, you are no longer dependent on one particular area for increased profits.  For example, during a recession the tech stock you have may decrease, but increase following the recession.  Instead of having to sell all shares you own, spread the investments among technology that will gradually increase as well as food and health that will continually increase.

  • Companies That Offer Cash for Houses: Vital Information Everyone Should Know

    In the current real estate market, it may be tempting to consider contacting one of the companies that offer to buy your home and pay you quick cash.  However, there are some things you should consider before you “bite” at one of these offers.

    Why Would Anyone Sell Their House for Fast Cash?

    Most people sell for cash because they cannot afford to leave their house on the market while waiting for the right buyer.  Here are some reasons why you might consider selling a house directly to a business for cash instead of through a conventional sale:

    • You are behind in mortgage payments and facing foreclosure.
    • Your rental property has been vacant, it is not in shape for new tenants, and you cannot afford the renovations.
    • A crime or death has occurred in your home.
    • You are getting divorced.
    • Your real estate listing has expired.
    • Your house has experienced some type of damage.
    • You need to relocate quickly (perhaps because of a job transfer).
    • You are filing for bankruptcy.
    • You are evicting bad tenants who have trashed your house.

    If you find yourself in one of these situations, you are eager to make the sale, and walk away from your burden with some money in your pocket to put toward starting over.  The companies that offer to buy your house know that you are desperate, and they have specific marketing pitches aimed at people in your shoes.  While they may make it sound like they are “helping” you, in reality they are seeking to gain from your loss.

    Tactics Used by Fast-Cash Companies to Lure You

    When you sell something quickly for cash, especially to a business, you are receiving only a fraction of the item’s worth.  Just like pawn shops, or car dealers who buy your trade-in vehicle, fast-cash companies intend on reselling your home and reaping the profit.  Unlike you, they have the time, money, and know-how to get your house sold for top dollar.

    Companies who pay cash for houses do not have your best interests in mind.  They are looking to make money, which means they are not going to pay you the full market value of your home.  They know that you are desperate to sell and are taking advantage of your situation.

    Only Sell for Fast Cash as a Last Resort

    If you cannot afford to keep your home and need to get rid of it quickly, there are alternatives to fast-cash sales.  You might consider remortgaging your home to lower the payments, or you may want to be more diligent about finding trustworthy tenants to whom you can rent your property.  Even by lowering the rent payments to less than the mortgage payments, you are probably losing less money than you would by selling the house for cash.  There may be other options available to you.

    Any time you are interested in making a real estate transaction, whether it is a fast-cash sale or a commercial property investment, you should talk to a knowledgeable real estate professional or attorney before proceeding.